Dear socratis
Thanks for your detailed answer.
I will give it a try and get a not-Ubuntu-version. But for me as a normal user it is always great. Developers from a company will say, you have to get our version. Distro developers will say there version. What ya gonna do as a normal user?

Still, I don't think that this explains why Windows internally uses 100% CPU, while the single processes do not add up to 100%.
About the execution cap. I reduced that as the guest takes every bit of CPU it gets. If I don't do this, it even freezes my host system. About the cores: What should I do in the VB settings? Because many people write on the Internet about VirtualBox that a Win 10 inside should get at least 2. But perhaps I do not understand how use one physical CPU and assign multiple virtual ones. How can that be done? Or what else should be done?
Can you explain that with 2d/3d/vram a little bit? I thought this would be better because acceleration would need more resources. And what do you mean by maxing the vram?
Why vhd: I can't remember. External hard drive: I have two internal drives. It is now on the bigger hard drive, as my SSD is too limited.
What is the problem with replacing the username? Just out of curiosity.
Best regards